Staff Benefit Summary

Summary of Benefits and Services for Regular MSU Staff

Benefit	Who Pays	When Effective	What You Receive
Holidays*	MSU	Upon employment	10 paid holidays
Annual Leave*	MSU	Begin accruing upon employment	Monthly accrual: years 1-3: 8 hrs/years 4-7: 10 hrs/ years 8-12:12 hrs/years 13-18:14 hrs/years 18+:16 hrs.
Sick Leave*	MSU	Begin accruing upon employment	8 hrs per month.
Family Medical Leave	MSU (consists of health insurance continuation)	After at least one year of employment at MSU and 1250 hours in last 12 months	Unpaid leave of absence with health insurance continued for up to 12 weeks for the birth, adoption, or foster placement of a child or for the serious health condition of the employee, the employee's parent, child, or spouse.
Shared Leave	MSU through donated leave of co-workers	After at least 6 months continuous service with state	After exhausting all applicable paid leave, employee may receive donated leave from co-workers if the employee meets criteria and is approved.
Funeral Leave*	MSU	Upon employment	Up to three days of paid time off for a death in the immediate family of the employee or spouse.
Health Insurance	MSU	Effective month after employment with completed application	Provides group hospital, surgical and medical protection.
Prudential Life Insurance	MSU pays for basic policy, employee pays for additional	Effective month after employment with completed application	MSU provides for a basic $1,300 term policy. Employees may purchase additional term life insurance for themselves, spouses, or dependents at group rates.
Flexcomp Program	Employee through salary reduction	Upon employment	Must enroll within 30 days of employment, annual enrollment thereafter. Allows employees to pay for health care and dependent expenses with pre-tax dollars. Premium conversion is also available.
Retirement NDPERS (salary bands 4000-7000)	MSU	Upon employment	Defined benefit plan. Benefits based on pay and years of service. Vested at 3 years service credit or age 65.
Retirement TIAA/CREF (salary bands 1000, 3000)	Shared contributions based on salary. Years 0-2: you .5%, MSU 4.5%/Years 3-10: you 1.5%, MSU 9.5%/Years 10+: you 2%, MSU 10%	Upon employment	Defined contribution plan features immediate vesting and allocation choices. Annuity amount determined by dollars contributed, earnings and age at retirement. (Want to see a copy of the plan? Click here.)
Supplemental Retirement Annuity	Employee through payroll deduction	Upon employment	All contributed dollars are tax sheltered. Annuity amount determined by dollars contributed, earnings and age at retirement.
Long Term Total Disability NDPERS (salary bands 4000-7000)	MSU	After 180 days of employment	Provides income (25% of final average salary) for disabilities lasting 12 months or longer. Not reduced by other disability payments.
Long Term Total Disability (The Standard) (salary bands 1000, 3000)	MSU	Upon employment	Provides income of 60% to 70% of annual salary to maximum of $10,000 per month after 6 months of disability, minus other disability payments.
Social Security	Employee and MSU each pay 7.65% of salary	Upon employment	Retirement benefits at age 65, reduced benefits at 62. Life income for total permanent disability. Lump sum payment on death. Monthly income for qualified survivors. Medical benefits for those 65 or older.
Workers Compensation	MSU	Upon employment	Compensation for job-related injury or death. Provides medical expense coverage for job-related injury or illness. Partial salary payment if work time lost exceeds 5 days.
Jury Duty	MSU	Upon employment	Paid time for jury service.
Military Duty	MSU	After 90 days of continuous employment	Paid time for first 20 days of annual military duty. Additional paid days if mobilized.
Educational Opportunities	MSU: Tuition Waiver Employee: fees, books, materials	Upon completion of probationary period	Tuition waiver limited to 3 classes per calendar year. Release time for one class each semester if absence does not interfere with essential work.
Spouse & Dependent Tuition Waivers	MSU 50%	Upon Employment	Tuition waiver of 50% for spouse & dependents

*Prorated for less than full-time, regular employees.