Debt Management / Consumer Information

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Managing your student loan debt:

• Contacting your student loan lender:  https://www.nslds.ed.gov/nslds_SA/
• Repaying your student loan:  http://studentaid.ed.gov/PORTALSWebApp/students/english/repaying.jsp?tab=repaying
• Stafford loan forgiveness/cancellation:  http://studentaid.ed.gov/PORTALSWebApp/students/english/cancelstaff.jsp?tab=repaying
• Perkins loan cancellation:  http://www.ndsu.nodak.edu/SLSC/
• Nursing loan repayment program:  http://bhpr.hrsa.gov/nursing/loanrepay.htm
• Technology loan forgiveness program:  http://www.ndus.nodak.edu/students/financial-aid/details.asp?id=467
• Help with defaulted student loans:  http://www.ed.gov/offices/OSFAP/DCS/index.html
• Student loan repayment calculator: http://www.finaid.org/calculators

Managing your money:

• Debt-to-income ratio calculator:  http://www.creditsoup.com/resources/calculators/debttoincome.asp
• Credit card interest calculator:  http://consumercredit.com/CC-interestCalc.htm
• Free credit report:  http://www.ftc.gov/bcp/conline/edcams/freereports/index.html
• U.S. Financial Literacy and Education Commission:  http://www.mymoney.gov/default.shtml
• Money management topics:  http://mappingyourfuture.org/Money/

 Consumer Information: 

• Federal Trade Commission:  http://ftc.gov/
• Student gateway to the U.S. government:  http://www.students.gov/STUGOVWebApp/Public
• Earnings by profession:  http://stats.bls.gov/
• Protecting your identity:  http://www.ed.gov/about/offices/list/oig/misused/index.html